Everything else you buy for your home, from your big screen television to the coffee maker, goes down in value over time. If some unfortunate action were to happen, a fire or a flood, for instance, that were to cause you to lose all of your possessions, your homeowner’s insurance will usually only replace the current value of the items and not what you paid for them. Jewelry is the one item that is the exception to that rule in that the value of it, especially if it is gold or diamonds, will continue to grow for as long as you own it. Depending on how long you have had it, the value of some of your jewelry may be two or three times as much as what you paid for it, if not more. To make sure that you get back every penny it is worth if something happens to it, don’t rely on your homeowner’s policy.
Let our experts at Wyatt Austin perform annual insurance appraisals on all of your fine jewelry. Their documented records are accepted by insurance adjusters across the country, so that if something is to happen to your jewelry, your investment will be protected. We may not be able to replace the memories that were associated with the jewelry, but we can help make sure that you replace the piece itself.
We also extend services to the Personal Property Insurance Industry. Services include replacement or repair of policy holder’s jewelry property and detailed estimates for same.
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